Brette McWhorter Sember is a retired attorney, author of many nonfiction books, and a freelance writer. She writes often about the following topics: law, parenting, divorce, pregnancy, health, women's issues, adoption, reproductive technology, finance, writing, real estate, business, children's books, senior issues and more. Brette has worked as a senior editor for a small publisher and a contributing editor for an online magazine. She is also an experienced ghostwriter and copywriter. For more information, please visit www.BretteSember.com.

Terrence Sember has more than 15 years experience in management positions. He is currently Vice President of Internet and Technology Services with Chakra Communications and also owns Sember Resources. He can be reached at terry@semberresources.com.

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